Identifying 1681e(b) Claims and Knowing when/if to Dispute with the CRAs

November 8, 2017 2:00 p.m. ET–3:00 p.m. ET
Filed under: 
| Skill areas: 
Conducting Negotiations and Settlement
,
Discovery
,
Evaluating Damages & Resources
,
Spotting and Investigating the Legal Issue
,
Strategy: Structuring and Plotting the Case

Registration Information

Members: $40

NonMembers: $75 (If you have not already been vetted to attend webinars, please email Rebecca at rebecca@consumeradvocates.org to register.)

If you never (or rarely ever) file stand-alone 1681e(b) claims (or you don't know what an e(b) claim is) you should definitely attend this webinar!

This webinar is intended to educate attorneys who are new to Fair Credit Reporting Act (FCRA) litigation or who have not thought about bringing a lawsuit against a CRA without first disputing the inaccurate information. The credit reporting agencies (CRAs) have sought to curb 1681e(b) claims by changing the way public records are reported. However, these changes will not shield them from liability when the information is inaccurate or incomplete. Framing the argument is key!

As of July 1, 2017, the CRAs stopped reporting public records (judgments, bankruptcies, and tax liens) on consumer reports unless those records include certain identifying information. This decision was significantly influenced by the CRAs’ duty to assure maximum possible accuracy under 1681e(b) and by the efforts of consumer litigation practitioners to hold the CRAs accountable over the years when they got it wrong. The changes to public records’ reporting will reduce the number of claims, but it will not eliminate them.  

What You Will Learn

•    What's makes a good e(b) claim 
•    What to consider when determining settlement value
•    What you should do in discovery and when

Speaker

David Chami is a trial attorney and managing partner of the consumer litigation department at the Price Law Group. Between 2013 and 2015, David sat first chair in 15 trials. In 2015, David used that experience to increase the firm's consumer practice and since March of 2015, David has either directly or indirectly managed the filing of over 250 consumer litigation cases. Nearly 50% of the firm's practice is dedicated to the FCRA and in 2017, David filed a consumer class action against Experian under 1681e(b) for their failure to accurately report the status of judgements on consumer credit reports in Arizona.  

CLE Credit

Interested in receiving CLE credit for this webinar? NACA webinars have been CLE approved in a number of states. While NACA does not seek CLE approval for each webinar in each individual state, individual attorneys can generally apply for and receive CLE credit in their own respective states. For more information and a comprehensive guide to the process of applying for CLE approval as an individual attorney, email Rebecca Smolar at rebecca@consumeradvocates.org.

Refund Policy

Please note that there are no refunds for webinars since participants can view the presentation after it has taken place. If your registration was submitted less than two hours prior to the event, it is not guaranteed that you will receive access to participate in the live presentation. However, you will receive access to the recorded webinar in the coming days.

Why You Should Register Even If You Can’t Attend the Live Webinar

For each webinar you register for, regardless of whether you attend live, you will automatically receive an email inviting you to view a recording of the webinar and also containing attachments of the Power Point presentation and any other supplemental materials within two business days of the live webinar. This way, if you have a time conflict, you will be able to listen to the webinar and study the course materials at your convenience. If you have any questions, please contact Rebecca Smolar, Manager of Education, at rebecca@consumeradvocates.org.