Focus Areas

Browse by focus area to discover relevant resources, educational offerings, and NACA positions related to each area.

The sale, lease, or financing of a vehicle under fraudulent, deceptive, or unfair terms. The sale of lemons and salvaged or previously wreck vehicles.

The liquidation (Chapter 7) or reorganization of debts (Chapter 13).

Representation of a group or “class” of people in a lawsuit where group members suffered a similar injury.

Credit errors, identity theft, privacy invasion and other violations of the Fair Credit Reporting Act (FCRA).

Defense against unfair, abusive,  or unwarranted debt collection practices including improper garnishment actions.

Providing consumers access to our public justice system by fighting against forced arbitration clauses.

Scams or unfair practices related to the sale or financing of a mortgage, home improvement or repairs, foreclosure defense, landlord and tenant issues, mobile or manufactured homes, and timeshares.

Unfair small dollar loans including payday, car titles, or tax refund loans.

Servicing and collection issues related to federal and private student loans as well as problems related to for-profit institutions.

Robocall violations of the TCPA.

Areas include banking issues, credit cards, deceptive or fraudulent sales practices, financial exploitation of seniors, insurance, utilities, and warranties.