Learning from Trials and Settlements

Friday, May 8, 2020, 1:15 p.m. ET–2:15 p.m. ET

Gain insights into lessons learned from recent FCRA trials


Guerino Cento is an Indiana-based attorney with a national practice who has been practicing credit reporting law since 2000. From 2000 to 2007, Cento represented both TransUnion (as an attorney at Katz & Korin and then Schuckit and Associates) and Equifax (as an attorney at Kilpatrick Stockton and King & Spalding) and defended those CRAs against FCRA claims brought by consumers. Cento now brings FCRA claims on behalf of consumers. Cento has litigated hundreds of FCRA cases throughout the country, and his experience includes trial and appeal.

Matt Osborne practices in Northglenn, CO. His practice focuses on FCRA, auto fraud, and bad faith insurance. Prior to becoming a lawyer, he served five years in the Navy. Matt went to law school at Michigan State. He is married with two kids. His main hobby is suing big corporations.

Susan Stocks is the Assistant Deputy Enforcement Director for Policy and Strategy at the CFPB. She advises on priorities for the Office of Enforcement and uses her strong relationships with state and federal law enforcement partners, consumer advocacy groups, and industry stakeholders to identify emerging business trends and their potential risks to consumers. Susan has also focused for several years on the enforcement of consumer reporting laws and regulations. Previously, Susan was Associate General Counsel at Freddie Mac and provided advice on fair lending, loss mitigation issues, and privacy and data security. Prior to joining Freddie Mac, Susan worked in the Consumer Protection Bureau at the Federal Trade Commission and at a large litigation law firm. Before practicing law, Susan was a Peace Corps Volunteer in Nepal, where she taught English and provided teacher training in villages.