Yakima Herald, Before You Walk Onto a Car Lot, Beware Yo-Yo Financing.
"'Basically, they tell you that you’ve got credit [and a deal]. You drive the car home and then they call you back up and say, ‘oh by the way, that credit didn’t work. You need to bring your car back in. You need to sign new terms.’ And the new terms are always worse,' says Ira Rheingold, executive director of the National Association of Consumer Advocates."