The Truth in Lending Act (TILA) is intended to benefit the economy and consumers by promoting the informed use of credit. The deceptive sales techniques used by Koons against Mr. Nigh are recurring practices for businesses who refuse to compete openly and fairly in the marketplace. This Amicus Brief was written by Richard J. Rubin, Carolyn L. Carter, Joanne S. Faulkner, Thomas Dean Domonoske.

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