TransUnion v. Ramirez - Part II: What does the Supreme Court's decision mean for your FDCPA practice?

July 21, 2021, 1:00 p.m. ET–2:30 p.m. ET
Filed under: 
| Skill areas: 
Combating Common Defense Themes
Strategy: Structuring and Plotting the Case
| Skill level: 
All Levels

The Supreme Court's decision in TransUnion LLC v. Ramirez, U.S., 2021 WL 2599472 (U.S. June 25, 2021) will change the way that federal courts analyze standing. This session considers the impact of the decision on claims brought under the Fair Debt Collection Practices Act (FDCPA). Familiarity with FDCPA litigation and the Ramirez decision is recommended. For more background about the holding in Ramirez, please see TransUnion v. Ramirez - Part I: What does the Supreme Court's decision mean for your FCRA practice?.

This webinar is being sponsored by the National Association of Consumer Advocates, the National Consumer Law Center, and Public Justice.

What You will Learn: 

  • How to establish standing in FDCPA cases after Ramirez
  • How the Ramirez decision alters the approach to standing established by the Supreme Court in Spokeo


Jim Francis is a founding shareholder of Francis Mailman Soumilas, P.C.  He concentrates his practice in consumer class actions.  He was trial and appellate counsel in Ramirez v. Trans Union, and argued the case before the Ninth Circuit. 

Cassandra P. Miller is a Partner at Edelman Combs Latturner & Goodwin, LLC, specializing in the practice of consumer law, both individual and class action litigation. She has been appointed class counsel in numerous federal class actions that have resulted in significant recovery to consumers. Cassandra has spent her legal career helping consumers subjected to unfair and abusive debt collection efforts; helping consumers correct credit reporting errors; and protecting individuals from deceptive business practices.

Dick Rubin, Of Counsel to Gupta Wessler PLLC, is a nationally preeminent consumer law expert and appellate advocate whose string of victories in the federal courts of appeals has helped set the contours of current federal consumer protection law, particularly with respect to debt collection practices and credit reporting. For the past 30 years, Dick has limited his practice to handling federal appeals arising under federal consumer protection statutes. During this period of concentration on appellate advocacy, Dick has appeared before the court of appeals for almost every federal circuit.


April Kuehnhoff, National Consumer Law Center (NCLC) Staff Attorney

How to Register

To attend this webinar as a nonmember of NACA, you must be verified to attend education events.

If you are a current member of NACA, register here.

If you are not a member,

  • If you already have an account with NACA: Click here. You will be asked to login and then will be taken to your profile page. Near the bottom of the page, under “Verifications,” click the box next to "Please verify me for NACA education events" and then select the organization with which you are primarily affiliated (i.e. NCLC or Public Justice) in the box below. You must fill out both boxes to be verified.
  • If you do not already have an account with NACA: Please create an account in our system and check the last box on the form, "Please verify me for NACA education events" and then select the organization with which you are primarily affiliated (i.e. NCLC or Public Justice). You must fill out both boxes to be verified.
  • Once you are verified, you will receive an email with a link to register. 

If you have questions about this process, please email

CLE Credit

Are you interested in receiving CLE credit for this webinar? NACA does not seek CLE approval for each webinar in each individual state.  Individual attorneys can generally apply for, and receive CLE credit, in their respective states. Please note that NACA is now a Preferred Provider of CLEs for California, Pennsylvania, and Texas and this webinar is considered pre-approved for CLE credits for lawyers practicing in those states. NACA will provide, upon request, certificates of attendance to be used in state bar applications. Email to request a certificate of attendance. 

Why You Should Register Even If You Can’t Attend the Live Webinar

For each webinar you register for, regardless of whether you attend live, you will automatically receive an email inviting you to view a recording of the webinar and also containing attachments of the Power Point presentation and any other supplemental materials within two business days of the live webinar. This way, if you have a time conflict, you will be able to listen to the webinar and study the course materials at your convenience. If you have any questions, please email