Understanding Rent-to-Own Transactions and Litigation Strategies

June 4, 2019, 2:00 p.m. ET–3:00 p.m. ET
| Skill areas: 
Spotting and Investigating the Legal Issue
Strategy: Structuring and Plotting the Case

Private Members: $50
Legal Aid, Military, and Public Interest Members: $30
Nonmembers: $90  (Nonmembers must be verified to purchase the webinar. Please email training@consumeradvocates.org to start the verification process.)

Since the collapse of the mortgage lending market in 2008, many would-be homebuyers have found themselves locked out of the traditional lending market. What is old is new again: “rent-to-own” transactions have emerged to fill this gap. These transactions are being advertised on the internet and in local communities as the affordable alternative to buying a home. They go by many names: rent to own, lease purchase, contract for deed, and lease with option to purchase, to name a few. In truth, these exploitative built-to-fail transactions are often designed to transfer the burdens of repairing dilapidated properties onto unsuspecting purchasers, while depriving them of the protections and rights available to traditional homeowners. 

What You Will Learn

•     How to identify and analyze these cases 
•     What legal rights and protections are available to purchasers in these transactions
•     How to advise and represent a client in this transaction


Jennifer Schultz is a senior staff attorney with the Homeownership and Consumer Rights Unit at Community Legal Services in Philadelphia, Pennsylvania. For over a decade, she has represented clients in federal, state, and bankruptcy court on issues relating to homeownership, predatory lending, and debt collection. In recent years, her practice has focused on real estate title issues, including installment sales agreements and tangled titles. She is a member of the National Association of Consumer Advocates. In addition to individual client representation, Ms. Schultz has been a guest lecturer at the University of Pennsylvania and the Lindy Center for Civic Engagement at Drexel University, a presenter for the National Association of Consumer Advocates and the National Association of Consumer Bankruptcy Advocates, and an instructor for many CLE courses. Ms. Schultz began her legal career as a law clerk to the Honorable A. Richard Caputo in the United States District Court for the Middle District of Pennsylvania. Ms. Schultz graduated cum laude from Cornell Law School in 2003, where she also served as special projects managing editor for the Legal Information Institute and as an associate editor with the Journal of Law and Public Policy. Jennifer graduated magna cum laude from Boston University in 1999 with a Bachelor of Arts in Psychology.

CLE Credit

Are you interested in receiving CLE credit for this webinar? NACA does not seek CLE approval for each webinar in each individual state.  Individual attorneys can generally apply for, and receive CLE credit, in their respective states. Please note that NACA is now a State Bar of California MCLE Provider and this webinar is considered pre-approved for CLE credits for lawyers practicing in California. NACA will provide, upon request, certificates of attendance to be used in state bar applications and for records required by California attorneys. Email training@consumeradvocates.org to request a certificate of attendance. 

Refund Policy

Please note that there are no refunds for webinars since participants can view the presentation after it has taken place. If your registration was submitted less than two hours prior to the event, it is not guaranteed that you will receive access to participate in the live presentation. However, you will receive access to the recorded webinar in the coming days.

Why You Should Register Even If You Can’t Attend the Live Webinar

For each webinar you register for, regardless of whether you attend live, you will automatically receive an email inviting you to view a recording of the webinar and also containing attachments of the Power Point presentation and any other supplemental materials within two business days of the live webinar. This way, if you have a time conflict, you will be able to listen to the webinar and study the course materials at your convenience. If you have any questions, please email training@consumeradvocates.org.