Compelling case stories show credit reporting agencies whose conduct was so detrimental that individual consumers were unable to get serious errors in their credit reports or background checks fixed until they sued in court, and examples of consumers who banded together in class actions to seek accountability for violations of their rights under the Fair Credit Reporting Act. Under H.R. 2359, “FCRA Liability Harmonization Act,” these consumers would have been denied the ability to seek adequate remedies against bad actors.
Read the letter from public interest organizations.
Read NACA's letter to the Committee.
Read testimony of hearing witness Chi Chi Wu.