Part 3 will cover the overlap of FCRA and the additional complexity of Chapter 13 bankruptcy. Mr. Krumbein will be discussing slightly more of the process of Chapter 13 and then go into the substantive law including the Bk D. Wisc. Case on correct credit reporting while in bankruptcy, and the VERY bad cases on credit reporting as a discharge violation- Helmes (Bk EDVA) and Mahoney (BK, WDTX). He will also briefly discuss the good case- Torres (Bk, SDNY). This is more about technical accuracy and less about the litigation and law.
Mr. Krumbein graduated from Virginia Commonwealth University in Richmond, VA in 1995 with a Bachelors in Criminal Justice. He then went on to law School at the Claude W. Pettit College of Law at Ohio Northern University, where he graduated in 1998. Mr. Krumbein was admitted to the Virginia Supreme Court as well as all state courts in 1999, and the Federal Bankruptcy Court for the Eastern and Western District of Virginia, as well as the Federal District Court for the Eastern and Western Districts of Virginia, as well as the US 4th Circuit Court of Appeals.Mr. Krumbein limits his practice to representing consumers in State and Federal Courts in collection defense, Fair Debt Collection Practices Act, and Fair Credit Reporting Act claims. He has previously represented consumers in Bankruptcy court in prosecution of Chapter 7 and Chapter 13 Bankruptcy.