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If you never (or rarely ever) file stand-alone 1681e(b) claims (or you don’t know what an e(b) claim is), you should definitely attend this webinar!

This webinar is intended to educate attorneys who are new to Fair Credit Reporting Act (FCRA) litigation or who have not thought about bringing a lawsuit against a credit reporting agency (CRA) without first disputing the inaccurate information. The CRAs have sought to curb 1681e(b) claims by changing the way public records are reported. However, these changes will not shield them from liability when the information is inaccurate or incomplete. Framing the argument is key!

As of July 1, 2017, the CRAs stopped reporting public records (judgments, bankruptcies, and tax liens) on consumer reports unless those records include certain identifying information. This decision was significantly influenced by the CRAs’ duty to assure maximum possible accuracy under 1681e(b) and by the efforts of consumer litigation practitioners to hold the CRAs accountable over the years when they got it wrong. The changes to public records’ reporting will reduce the number of claims, but it will not eliminate them.

What You Will Learn

  • What makes a good e(b) claim
  • What to consider when determining settlement value
  • What you should do in discovery and when

Speaker

David Chami is a trial attorney and managing partner of the consumer litigation department at the Price Law Group. Between 2013 and 2015, David sat first chair in 15 trials. In 2015, David used that experience to increase the firm’s consumer practice and since March of 2015, David has either directly or indirectly managed the filing of over 250 consumer litigation cases. Nearly 50% of the firm’s practice is dedicated to the FCRA and in 2017, David filed a consumer class action against Experian under 1681e(b) for their failure to accurately report the status of judgements on consumer credit reports in Arizona.