Strategy: Structuring and Plotting the Case

Following the Supreme Court’s decision in TransUnion v. Ramirez, consumer lawyers will need to take care when preparing complaints and suing auto dealers in federal court. This is especially true when asserting claims for statutory damages under the Truth in Lending Act, the Odometer Act, the Equal Credit Opportunity, and other federal statutes. This webinar is designed to help consumer lawyers avoid the new obstacles raised by Ramirez.

It is a common story. The dealership represents that a used vehicle passed a pre-sale inspection but shortly after the sale, the consumer discovers that the vehicle has a major issue. Most states require a dealership to disclose any obvious or safety defects to a potential consumer. A primary issue in defective vehicle auto fraud cases is whether the dealership knew or should have known about the vehicle’s defects. This webinar will address how to overcome these common roadblocks in defective vehicle cases. Some experience handling defective vehicle cases is recommended.

Regulation F takes effect on November 30, 2021. These regulations will shape debt collection communications via phone, voicemail, email, text message, and social media. Speakers from the Consumer Financial Protection Bureau (CFPB) will explain new regulations related to communications and answer pre-submitted audience questions. Please email your questions to us  by Wednesday, September 8 at 2:00 pm ET so that they can be collected and forwarded to the CFPB for consideration prior to the webinar.

The Consumer Financial Protection Bureau (CFPB) issued a report that warns of widespread evictions and foreclosures once federal, state, and local pandemic protections come to an end, absent additional public and private action. Over eleven million families are behind on their rent or mortgage payments: 2.1 million families are behind at least three months on mortgage payments, while 8.8 million are behind on rent. Homeowners alone are estimated to owe almost $90 billion in missed payments.

The Supreme Court's decision in TransUnion LLC v. Ramirez, U.S., 2021 WL 2599472 (U.S. June 25, 2021) will change the way that federal courts analyze standing. This session considers the impact of the decision on claims brought under the Fair Debt Collection Practices Act (FDCPA). Familiarity with FDCPA litigation and the Ramirez decision is recommended.