consumer protection

Comments on Federal Trade Commission Magnuson-Moss Warranty Act Review, 16 CFR Part 700, P11406, 76 Fed. Reg. 52596 (Aug. 23, 2011) Submitted Oct. 24, 2011

Publish Date: 
October 24, 2011
Type: 
legislative

Comments of National Consumer Law Center (on behalf of its Low Income Clients), Consumers For Auto Reliability And Safety, National Association of Consumer Advocates, and Center for Responsible Lending on Federal Trade Commission Magnuson-Moss Warranty Act Review, 16 CFR Part 700, P11406, 76 Fed. Reg. 52596 (Aug. 23, 2011) Submitted Oct. 24, 2011.

Oppose HR 1121

Publish Date: 
April 8, 2011
Type: 
legislative

H.R. 1121 would threaten the ability of the newly-enacted Consumer Financial Protection Bureau (CFPB) to protect consumers from predatory and abusive financial practices. The bill, which would fundamentally change the structure of the CFPB from a single, accountable director to a weak five-person commission, would derail the consumer protections enacted under the Dodd-Frank act (P.L. 111-203).

We urge Congress to reject this bill and keep the single director in place.

Consumer Advocate Jim Sturdevant's Testimony on Behalf of NACA Before the Senate Committee on Banking, Housing, and Urban Affairs

Publish Date: 
February 12, 2009
Type: 
legislative

Daily, consumers throughout America receive collection letters claiming that s/he owes thousands of dollars on a delinquent credit card debt. Time and again, I and my fellow consumer advocates hear from clients who tell stories that mimic the facts described by the Court in Discover Bank v. Owens. In that case, an Ohio court found that Ms. Owens, an elderly woman who depended on a monthly Social Security Disability (“SSD”) check, had more than repaid the principal balance plus interest that she had borrowed on a Discover credit card.

NACA Joins Other Consumer Groups in a Letter to the Honorable Robert Menendez Commending Him for Introducing the Credit Card Reform Act

Publish Date: 
February 13, 2009
Type: 
legislative

We the undersigned consumer, civil rights and labor organizations write to commend you for introducing the Credit Card Reform Act. As the U.S. economy balances precariously on the brink of recession, this important legislation will protect financially vulnerable families from many harmful practices that credit card companies use to unjustifiably increase fees and interest rates.
 

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