"'There’s nothing fair about it,' attorney Ira Rheingold said.
Rheingold is the executive director of the National Association of Consumer Advocates. He says these contracts hurt consumers and financing from the same place that sold you the car could come with surprise restrictions.
'I mean, if you’re buying a car, they don’t care how you’re going to use it. But when the car dealer becomes the lender, then suddenly it gets more complicated,' Rheingold said."