About NACA

…open marketplace that forcefully protects the rights of consumers, particularly those of modest means. NACA also has a charitable and educational fund incorporated under §501(c)(3). NACA’s mission is to promote…

Legal Services Package

Webinars Consumer Defense Clinics: Building a Courthouse Clinic from the Ground Up How to Start/Maintain a Consumer Practice within a Legal Services Agency Starting a Student Loan Practice for the…

Beating Back Experian’s Attempts to Compel FCRA Claims into Arbitration

…affiliated companies that provide credit monitoring services. It argues that broad language in those contracts allows it to compel unrelated FCRA claims into arbitration. That argument has found some purchase…

Fintech Brings New Options and a Lingering Old Problem for Consumers

…our cell phones. Some online products or mobile applications offer new and affordable opportunities to millions of unbanked or underserved American households. Other fintech firms offer clever budget and financial…

2025 Funding Act Permanently Eliminates Lifeline for Certain Consumer-Taxpayers

By: Sophia Huang With tax season now underway, the impacts on consumer-taxpayers of the so-called One Big Beautiful Bill Act, which became law last year, are becoming apparent. The law’s…

Storms, Claims, and Coverage: Exploring the Complexities of Bringing Homeowner Insurance Claims

…as possible for the policyholder to clear prior to getting paid. Understanding insurance policies and how to read them is the first and foremost roadblock to navigating in this process….

Understanding the Metro 2 Reporting Format

If you are litigating FCRA cases involving the Big Three nationwide CRAs (Equifax/Experian/TransUnion) or furnishers to those CRAs, you need to understand the Metro 2 Reporting format. This is standardized…

Tax Initiative Update – 2017

This is a NACA member-only resource. If you are a member, please log in. If you would like to become a member, apply here. Log In Join…

Spring Training | Post-Conference Workshops

…practice. You’ll come away with the tools to challenge arbitration clauses, pursue injunctive relief, and ethically manage mass arbitration, all while understanding the mechanics of settlements and attorney compensation. Whether…