Predatory Lending

Nat’l Groups Oppose OCC “True Lender” Proposal That Would Preempt State Laws

National consumer advocacy organizations strongly oppose the Office of the Comptroller of the Currency proposal that would preempt the authority of states and courts to look beyond contrivances to the truth to prevent evasions…

CLASS Network Opposes OCC’s Attempt to Preempt State Consumer Laws

Members of the Consumer Law Advocates, Students, and Scholars (CLASS) network submitted comments to the Office of the Comptroller of the Currency in response to its proposed rule that would…

Dobson Amicus Brief Requesting that the North Carolina Supreme Court Reinstate the Ruling of the Trial Court Entering Partial Summary Judgment for Ms. Dobson

The solution is simple: affidavits should be filed only by individuals who have actually reviewed the physical loan documents and other records and confirmed their accuracy, and original documentation should…

Cash Advance and Preferred Cash Loans v. State of Colorado ex rel. John W. Suthers, Attorney General for the State of Colorado, and Laura E. Udis, Administrator, Uniform Consumer Credit Code

Payday lenders, one of the main players in the “fringe banking” industry, target vulnerable borrowers who cannot access traditional sources of credit and, rather than helping them handle a short-term…

Wilma L. Ruby v. Cashnet, Inc., d/b/a Cash Advance Centers, The Supreme Court of Virginia, Case No. 100287, March 22, 2010

Pursuant to Rule 5:30 of the Rules of the Virginia Supreme Court and with the approval of this Court, the National Association of Consumer Advocates (NACA) and the Virginia Poverty…

The Subprime Lending Crisis and Its Effect in Maryland

Amicus Brief, written by Greg Care of Public Justice Center, supporting a constitutional challenge to Maryland’s forclosure laws.