Lorray S. C. Brown is the co-executive director of Michigan Statewide Advocacy Services (MSAS), a statewide advocacy program that provides services to Michigan’s low-income residents, Michigan’s immigrant communities, and seniors. Ms. Brown has also been the managing attorney and the statewide consumer law specialist for the Michigan Poverty Law Program (MPLP) since 2001. She has also directed the Michigan Foreclosure Prevention Project since 2009. In her role as the statewide consumer law and foreclosure specialist, she has provided litigation, advocacy and case consultation support for cases involving foreclosure prevention, anti-predatory lending, debt collection, payday loans, garnishment and student loans. Ms. Brown has conducted numerous trainings concerning consumer law, predatory lending, foreclosures, and mortgage servicing.