U.S. House Votes to End Forced Arbitration in Corporate Contracts

Washington D.C. – The National Association of Consumer Advocates (NACA) is thrilled that the U.S. House has passed H.R. 1423, the bipartisan Forced Arbitration Injustice Repeal (FAIR) Act (225-186). The…

Setting up your FCRA Case for Success

…fallout from negative credit reporting that arises from identity theft or mixed files. Adam earned a B.A., summa cum laude, at Washington University and a J.D., cum laude, at the…

Introduction to Buy Here Pay Here Cases 2024

The current judicial environment makes it a great time to help clients who have been harmed by car dealers and make money too. These businesses often take advantage of consumers…

NACA in the News: Slim down your budget by doing a subscription cleanse

…consumers might not realize they are signing up for a subscription at all. If you use a credit card, he says, you can also enlist the support of your card…

Handling Warranty Claims Using Mag Moss

…of a decade working at Hays Cauley, P.C. in Florence, South Carolina. Hays Cauley is a consumer/debtor’s firm that only provides services to consumers/debtors, which include litigating cases in which…

Defending Debtors against First- and Third-Party Creditors

…P.C. in Florence, South Carolina. Hays Cauley is a consumer/debtor’s firm that only provides services to consumers/debtors, which include litigating cases in which creditors have violated the FCRA, the FDCPA,…

NACA Joins Letter to Congress Opposing Efforts to Overturn Credit Card Late Fees Rule

…local organizations on a letter to Congress strongly opposing any attempts by lawmakers to the overturn the Consumer Financial Protection Bureau’s final rule on credit card late fees. Download PDF…

FCRA 101: Issue Spotting

…other combinations of letters. Over the course of his legal career, Kevin has litigated in Virginia state court and in federal courts throughout the country, as well as arbitrated in…

Cellco Partnership D/B/A Verizon Wireless, et al., v. Mike Hatch, Attorney General of Minnesota, United States District Court, Minnesota

…because the Act neither regulates nor directly affects wireless carriers’ rates. The Federal Communications Commission has adopted a “hands-off” approach to the wireless industry, and the industry’s reliance on voluntary…