TransUnion v. Ramirez – Part I: What Does the Supreme Court’s Decision Mean for your FCRA Practice

The Supreme Court’s decision in TransUnion LLC v. Ramirez, U.S., 2021 WL 2599472 (U.S. June 25, 2021) will change the way that federal courts analyze standing. This session considers the…

Read More

Fighting Unauthorized Billing and Charges on Consumer Accounts

Join this webinar to get practical information to help clients who have experienced unauthorized charges on their credit card, debit card, or bank accounts as well as their telephone bills…

Read More

Decoding the Rules for Electronic Transactions and Electronic Signatures, including Applications to the TCPA

Are you interested in learning about special (hidden) protections in state law (Uniform Electronics Transactions Act (UETA)) and federal law (E-Sign) to protect consumers in electronic transactions? There are special…

Read More

Basic Concepts of the Electronic Funds Transfers Act

The FDCPA has come under an onslaught of resistance. Besides many companies cleaning up their collection calls, Spokeo and other creative defenses have hampered the effectiveness of consumer lawyers assisting…

Read More

ECOA Cases as Companions to FCRA Cases

Fair Credit Reporting Act (FCRA) practitioners are likely familiar with the frustrations of trying to ascertain FCRA damages without solid Adverse Action Notices. Violations of Adverse Action Notice requirements are…

Read More

Reg X Claims: The Unqualified Written Request

The Real Estate Settlement Procedures Act (RESPA), as implemented through Regulation X, applies to all federally related mortgage loans with few exceptions. RESPA requires specific disclosures and procedures in connection…

Read More

How to Start/Maintain a Consumer Practice within a Legal Services Agency

According to the Legal Services Corporation (LSC), consumer issues account for eleven percent of all complaints in LSC-funded programs. Yet, the numbers of low income and economically vulnerable individuals impacted…

Read More

The Tactical Deployment of Regulation X: Loss Mitigation in Judicial, Quasi-Judicial, and Non-judicial States

The upcoming expiration of the CARES Act moratorium on foreclosure sales and the anticipated volume of delinquent borrowers seeking mortgage assistance will present significant new challenges that consumer foreclosure lawyers…

Read More

Deceptive Money-Making Opportunities

…a significant swath of the economy. NACA members may challenge deceptive earnings claims in their cases and may also repeatedly see the collateral effects that income scams have on the…

Read More