Fair Credit Reporting Act (FCRA) 101

…to value cases and negotiate effectively How to recognize furnisher claims Presenters Micah Adkins focuses on the representation of consumers who have credit or background report errors under the FCRA….

Consumer Advocates Urge FTC to Take Action on Deceptive Car Sale Tactic

…deceptive practice under the Federal Trade Commission Act. “Requirements that the consumer be fully approved for the credit terms in the contract before the signing, and that the credit terms…

Amicus Curiae Brief Supporting Fair and Accurate Reporting of Criminal Record Information in Jeneen Brown VS Delhaize America, LLC and Food Lion, LLC

This brief requests that the Court deny the defendant’s motion to dismiss this case regarding fair reporting on criminal background checks….

Debt Defense 101

…consumers who have debt issues and consumer complaints. She is a federally designated Debt Relief Agency under the United States Bankruptcy Laws. Will Geddings is a debtor’s lawyer who has…

Marcus D. Mims v. Financial Services, LLC, No. 10-1195 in the Supreme Court of the United States

The current split among the circuits is profound and irreconcilable, and this unsettled jurisprudence has impaired TCPA enforcement while aiding industry non-compliance.

Mortgage 101

…are executed How to identify fact witnesses and understand what they can, and can’t, contribute to your client’s case How to identify Reg Z and Z claims, breach of contract…

Kilgore and Fuller, Plaintiffs, v. Keybank, National Association Key Education Resources, and Great Lakes Loan Services, Inc., Defendants; United States Court Of Appeals for the Ninth Circuit, Case: 09-16703

Plaintiff’s UCL Cause of Action does not conflict with or otherwise undermine national banks’ federally authorized lending power. Public policy considerations weigh in favor of a conclusion that the students’…

FCRA 101 eCourse

…in lawsuits brought under the Fair Credit Reporting Act. Litigating mainly class action cases, Craig has represented thousands of consumers in successfully obtaining benefits under the FCRA’s broad protections and…

NACA Made a Bold Move to Prevent Consumer Harm and Won

…top-notch responses. Mulvaney took no public action based on the RFI responses. We won that round. In October 2019, Mulvaney’s successor, Kraninger, announced that the CFPB would establish a Taskforce…