Background Screening CRAs: How to Effectively Conduct Discovery and Attack the Reasonableness of the CRAs’ Criminal Record Matching Procedures
While more than 20 million U.S. jobs were wiped out in April 2020 during the COVID-19 lockdown, the unemployment rate has begun to fall in recent months as the economy…
Read MoreThe “Passive” Debt Buyer Issue
If you are suing debt buyers under the FDCPA, you need to understand the recent Circuit Court of Appeals decisions on whether these entities are debt collectors. Debt buyers are…
Read MoreFCRA 101 eCourse
According to the Federal Trade Commission, approximately 20 percent of Americans have serious mistakes on their credit reports. This impacts their abilities to purchase homes and cars and even to secure jobs. With many Americans currently and projected to be struggling to make ends meet, the need to access credit is crucial to allow families to stay in their homes and avoid car repossessions. Incorrect credit reporting makes home and car loans unaffordable to those most vulnerable. The Fair Credit Reporting Act (FCRA) delineates consumer rights regarding reporting of consumer data and responsibilities of Credit Reporting Agencies (CRAs) and furnishers to provide accurate information.
Read MoreVirtual Depositions
The practice of consumer law is going virtual. Video depositions will become the new norm. Harnessing the power of online platforms will allow you to conduct depositions as if you…
Read MoreHow and When to Discharge Private Student Loans in Bankruptcy
With over $1.5 trillion in student loan debt nationwide, borrowers are seeking solutions to put an end to their high-interest private student loan debt. Consumer bankruptcy attorneys would benefit the…
Read MorePreparing to Beat the Credit Reporting Agencies in Summary Judgment in Federal Court
The credit reporting agencies (CRAs) are large, powerful, and loaded with money to pay lawyers to beat you. Summary Judgment is their most powerful tool. They seek not only to…
Read MorePreparing to Beat a Furnisher Summary Judgment Motion in Federal Court
Furnishers will almost always file summary judgment motions against you if your last demand asks for anything beyond walk-away money. Smart lawyers prepare for the inevitable summary judgment motion weeks…
Read MoreFCRA Discovery Series: Understanding Documents from the Big Three Credit Reporting Agencies
Webinars Understanding documents from Equifax Understanding documents from Experian Understanding documents from TranUnion Why These Videos are Helpful Want to improve discovery in your fair credit reporting cases? NACA is…
Read MoreDispositive Motions and Motions to Compel in Debt Defense Cases: What You Need to Know, Whether You’re Filing or Defending
Motion practice is an essential part of a debt defense case. Learn how to effectively prosecute and defend motions for summary judgment and motions to compel, which are critical to…
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