Understanding the Metro 2 Reporting Format

If you are litigating FCRA cases involving the Big Three nationwide CRAs (Equifax/Experian/TransUnion) or furnishers to those CRAs, you need to understand the Metro 2 Reporting format.  This is standardized…

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Background Screening CRAs: How to Effectively Conduct Discovery and Attack the Reasonableness of the CRAs’ Criminal Record Matching Procedures

While more than 20 million U.S. jobs were wiped out in April 2020 during the COVID-19 lockdown, the unemployment rate has begun to fall in recent months as the economy…

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The “Passive” Debt Buyer Issue

If you are suing debt buyers under the FDCPA, you need to understand the recent Circuit Court of Appeals decisions on whether these entities are debt collectors. Debt buyers are…

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FCRA 101 eCourse

According to the Federal Trade Commission, approximately 20 percent of Americans have serious mistakes on their credit reports. This impacts their abilities to purchase homes and cars and even to secure jobs. With many Americans currently and projected to be struggling to make ends meet, the need to access credit is crucial to allow families to stay in their homes and avoid car repossessions. Incorrect credit reporting makes home and car loans unaffordable to those most vulnerable. The Fair Credit Reporting Act (FCRA) delineates consumer rights regarding reporting of consumer data and responsibilities of Credit Reporting Agencies (CRAs) and furnishers to provide accurate information.

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Virtual Depositions

The practice of consumer law is going virtual. Video depositions will become the new norm.  Harnessing the power of online platforms will allow you to conduct depositions as if you…

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FCRA Discovery Series: Understanding Documents from the Big Three Credit Reporting Agencies

Webinars Understanding documents from Equifax Understanding documents from Experian Understanding documents from TranUnion Why These Videos are Helpful Want to improve discovery in your fair credit reporting cases? NACA is…

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FCRA Discovery Series: Understanding Documents from Experian

Do you want to improve discovery in your fair credit reporting cases? NACA is offering a webinar series detailing the document discovery in a Fair Credit Reporting Act (FCRA) cases.…

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FCRA Discovery Series: Understanding Documents from TransUnion

Do you want to improve discovery in your fair credit reporting cases? NACA is offering a webinar series detailing the document discovery in a Fair Credit Reporting Act (FCRA) cases.…

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FCRA Discovery Series: Understanding Documents from Equifax

Do you want to improve discovery in your fair credit reporting cases? NACA is offering a webinar series detailing the document discovery in a Fair Credit Reporting Act (FCRA) cases.…

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