FDCPA & FCRA Claims after Bankruptcy

Consumer bankruptcy filings have seen a precipitous decline due to the COVID-19 crisis with chapter 13 filings down 42 percent year-over year.  That is precisely why consumer attorneys need to assure their current…

What to Ask When You Don’t Know: 30(b)(6) Depositions of Debt Buyers

The deposition of a debt collector is critical to an FDCPA case. It is difficult, if not impossible, to survive summary judgment without it, as most debt collectors refuse to…

Nuts and Bolts of Landlord Tenant Litigation

The COVID-19 pandemic is predicted to dramatically increase the number of tenants being evicted from their homes. Because most states ban arbitration clauses in residential leases and also provide for…

Understanding the Metro 2 Reporting Format

If you are litigating FCRA cases involving the Big Three nationwide CRAs (Equifax/Experian/TransUnion) or furnishers to those CRAs, you need to understand the Metro 2 Reporting format.  This is standardized…

The “Passive” Debt Buyer Issue

If you are suing debt buyers under the FDCPA, you need to understand the recent Circuit Court of Appeals decisions on whether these entities are debt collectors. Debt buyers are…

FCRA 101 eCourse

According to the Federal Trade Commission, approximately 20 percent of Americans have serious mistakes on their credit reports. This impacts their abilities to purchase homes and cars and even to secure jobs. With many Americans currently and projected to be struggling to make ends meet, the need to access credit is crucial to allow families to stay in their homes and avoid car repossessions. Incorrect credit reporting makes home and car loans unaffordable to those most vulnerable. The Fair Credit Reporting Act (FCRA) delineates consumer rights regarding reporting of consumer data and responsibilities of Credit Reporting Agencies (CRAs) and furnishers to provide accurate information.

The New Kids in Town: Mortgage Sub-Servicers—The Who, What, When, Where, and Why Behind this Network

This webinar will examine a case study of New Residential (NRZ) to provide a current example of how the new sub-servicing model in the mortgage market makes things even worse…

Handling Warranty Claims Using Mag Moss

What You Will Learn Which federal and state rules provide the best remedies for your warranty claims Speakers Will Geddings is a debtor’s lawyer who has spent the better part…

Developing an Auto Fraud Practice: Issue Spotting Auto Claims

Besides purchasing a home, buying a car is the biggest consumer purchase that most individuals will make in their lifetime. Today, there are there are more than 260 million registered…