Public Interest Groups Submit Comments in Response to CFPB Inquiry on Buy Now Pay Later Services

NACA joined a coalition of public interest groups to submit a comment to the Consumer Financial Protection Bureau in response to its inquiry into Buy Now Pay Later Services, urging…

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NACA in the News: Borrowers skipping loan and credit-card payments without penalty could soon face a rude awakening

MarketWatch Borrowers skipping loan and credit-card payments without penalty could soon face a rude awakening “However, Ira Rheingold, executive director of the National Association of Consumer Advocates, a nonprofit consumer-advocacy…

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NACA Urges CFPB to Ensure TILA Applies to PACE loans.

NACA joins consumer organizations on letter to the Consumer Financial Protection Bureau asking the Bureau to ensure Property Assessed Clean Energy (PACE) loans adhere to the Truth in Lending Act…

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Amicus Brief in Support of Plaintiffs-Appellees in Blanca Torres vs. Propel Financial Services, LLC

Amicus Brief in Support of Plaintiffs-Appellees in Blanca Torres vs. Propel Financial Services, LLC

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Amici Curiae Brief Supporting Subodh Raysoni, Appellant, Case No. S13G1826. Supreme Court of Georgia

This brief supports the Appellant’s positions on its claims under the Fair Business Practices Act and request that the Court reverse the Georgia Court of Appeals’ determination that contractual language…

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JTH Tax, Inc. (dba Liberty Tax Service), Defendant v. The People of the State of California, Plaintiff; In the Court of Appeal in the State of California, Case no. A125474.

Liberty Tax Service violated the UCL and the FDCPA by misleading consumers into signing agreements with hidden provisions purporting to allow the cross-collection of debts.

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Cash Advance and Preferred Cash Loans v. State of Colorado ex rel. John W. Suthers, Attorney General for the State of Colorado, and Laura E. Udis, Administrator, Uniform Consumer Credit Code

Payday lenders, one of the main players in the “fringe banking” industry, target vulnerable borrowers who cannot access traditional sources of credit and, rather than helping them handle a short-term…

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Wilma L. Ruby v. Cashnet, Inc., d/b/a Cash Advance Centers, The Supreme Court of Virginia, Case No. 100287, March 22, 2010

Pursuant to Rule 5:30 of the Rules of the Virginia Supreme Court and with the approval of this Court, the National Association of Consumer Advocates (NACA) and the Virginia Poverty…

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