The issues presented in this case implicate the interests of millions of American consumers whose sensitive personal information is regularly shared, often without their knowledge, among financial firms, insurance companies, landlords, employers and others. The question presented here is whether the Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.) (“FCRA”) preempts the CMIA in instances in which a health care provider improperly discloses confidential medical information to a third party, where that third party happens to be a consumer reporting agency as defined by the FCRA.

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