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June 18, 2013 - 4:31pm | Filed under: Debt Collection

Can debt collectors require consumers who wish to dispute a debt to provide the debt collector a written dispute so that consumers who dispute verbally cannot enforce their rights?  The answer might depend upon where the consumer files their lawsuit.

In Hooks v. Forman, Holt,

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June 10, 2013 - 8:47pm | Filed under: Credit Reporting

This past weekend (May 30th-June 1st) in Austin, TX, NACA hosted around 110 members for the 2013 Fair Credit Reporting Act Conference. Held over 2.5 days, the conference featured a number of informative sessions taught by the leaders in the field, a NACA sponsored  wine and beer reception,...

May 23, 2013 - 3:45pm | Filed under: Credit Reporting

As an identity theft lawyer, I have heard accounts from individuals who fall prey to various scams. One of the most widely-spread scams plays out similarly to this: Imagine that you are at home, and a stranger comes to your door. The stranger says that you’ve been chosen, and asks for you to immediately provide your bank account information so that he can wire millions of dollars to your account that same day, for safekeeping. Would you do it?

May 17, 2013 - 5:01pm | Filed under: Small Dollar Loans

Recent research by the Insight Center for Community Economic Development studied the impact of payday lending in the U.S. and found the practice cost the economy nearly $1 billion in 2011, equivalent to the net loss of nearly 14,000 jobs nationwide. California, Texas, and Illinois were among the...

May 6, 2013 - 2:22pm | Filed under: Other Areas of Interest

The National Association of Consumer Advocates (NACA) is known throughout the country as the premier association for veteran and less experienced consumer attorneys alike.  However, we would like to expand our reach to include more law schools and law students.  In many law schools...

April 30, 2013 - 8:46pm | Filed under: Mortgage, Real Estate & Housing

That’s what we’d like to know.  In February 2012, State Attorneys General, working with the Department of Justice and HUD, announced a 49 state, $26 billion National Mortgage Settlement (NMS) with the 5 largest mortgage servicers (Ally Financial, Bank of America, Citigroup, JP...

April 26, 2013 - 5:28pm | Filed under: Other Areas of Interest

NACA’s Military Consumer Justice Project (MCJP) has been selected for the honor of presenting at this year’s Equal Justice Conference, put on by the American Bar Association (ABA) and the National Legal Aid and Defender Association (NLADA). The Equal Justice Conference will take...

April 18, 2013 - 6:38pm | Filed under: Other Areas of Interest

NACA’s Education Committee is currently accepting new committee members.  NACA’s Education Committee formed more than two years ago.  From its inception, the committee’s mission has been to provide NACA members with the learning opportunities they need to reach their...

April 16, 2013 - 6:38pm | Filed under: Debt Collection

“Help! I’ve Been Sued For My Credit Card Debt!”

I suspect that, other than the news that a loved one has been hurt or injured, there aren't many things more frightening to most people than being served a Summons & Complaint in a lawsuit.

You...

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