August 16, 2013 - 3:31pm | Filed under: Bankruptcy | Tagged with: Credit Reporting, Debt Collection

One of my favorite questions I like to ask lawyers is “Why do people file for Bankruptcy?”

The most common answer I get is because they owe money, or they have a lot of debt.

But that is wrong. The truth of the matter is very different.

One time, when I was about 17...

April 2, 2013 - 4:31pm | Filed under: Bankruptcy

One of NACA’s most well-known and successful consumer attorneys, O. Max Gardner, recently wrote a blog post on his website,, that we thought was worth sharing. If you want to learn...