April 19, 2019 - 8:50am | Filed under: Credit Reporting

Written by Ira Rheingold, Executive Director

In January 2019, the 9th Circuit, in Zabriskie v. Fannie Mae, wrongly decided, in a poorly reasoned 2–1...

February 26, 2019 - 10:24am | Filed under: Credit Reporting

Written by Christine Hines, Legislative Director.
Source: NACA letter to U.S. House Committee on Financial Services

The U.S...

July 21, 2016 - 4:46pm | Filed under: Credit Reporting

Guest Blog by Jeff Nolan and Ralph Young

Juries are continuing to show that they are willing to hold credit funishers accountable for actions that they should take but do not. NACA members Jed Nolan and Ralph Young were recently given a favorable jury ruling in such...

January 17, 2014 - 9:54pm | Filed under: Credit Reporting | Tagged with: Identity Theft

Recent news about the theft of credit and debit card information from customers of Target raises the specter of identity theft.  The sad truth is that anyone may become a victim of identity theft.  And the consequences can be devastating, both emotionally and financially.  However, there is a strong federal law protecting victims of identity theft – the Fair Credit Reporting Act (“FCRA”).  The FCRA can help victims mitigate or eliminate the consequences of identity theft and get their lives back on track.

November 19, 2013 - 5:51pm | Filed under: Credit Reporting | Tagged with: Debt Collection

Most people have rented a place to live.  The relationship with the landlord or management company typically extends beyond one month, sometimes for many years or decades.  With good credit, it’s usually easy to enter into a residential rental or lease agreement, with both...

September 18, 2013 - 3:01pm | Filed under: Credit Reporting

Who can forget the discolored and damaged looking teeth of Austin Powers (played by Mike Myers) in the series of comedic movies: “International Man of Mystery,” “The Spy Who Shagged Me,” and “Goldmember”?  It was part of the self-deprecating humor that...

July 11, 2013 - 5:34pm | Filed under: Credit Reporting

Consumers across the country have fallen prey to credit repair who prepare and file lawsuits against debt collectors for allegedly accessing the consumer’s credit reports without a permissible purpose allowed by federal law.

In order to prevent being taken in by this scam,

June 10, 2013 - 8:47pm | Filed under: Credit Reporting

This past weekend (May 30th-June 1st) in Austin, TX, NACA hosted around 110 members for the 2013 Fair Credit Reporting Act Conference. Held over 2.5 days, the conference featured a number of informative sessions taught by the leaders in the field, a NACA sponsored  wine and beer reception,...

May 23, 2013 - 3:45pm | Filed under: Credit Reporting

As an identity theft lawyer, I have heard accounts from individuals who fall prey to various scams. One of the most widely-spread scams plays out similarly to this: Imagine that you are at home, and a stranger comes to your door. The stranger says that you’ve been chosen, and asks for you to immediately provide your bank account information so that he can wire millions of dollars to your account that same day, for safekeeping. Would you do it?

February 11, 2013 - 3:37pm | Filed under: Credit Reporting
Release Date:

February 11, 2013

A new study indicates as many as 40 million consumers have a mistake on their credit report and Steve Kroft finds it's hard to get them fixed.