"While it's early in the year for examples of this kind of fraud to emerge, the threat is real according to Ira Rheingold, the executive director of the National Association of Consumer Advocates. In a message emailed to USA TODAY Thursday, Rheingold said scammers could use the method to establish an unpaid debt or to attempt to cash an old check. 'Say you agreed to make payments beginning on 1/15/20. The bad guy could theoretically establish that you began owing your obligation on 1/15/2019, and try to collect additional $$$,' Rheingold wrote."
January 2, 2020
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