Comment Letters

September 9, 2019 | Filed under: Forced Arbitration

The National Association of Consumer Advocates, a national nonprofit organization engaged in promoting a fair and open marketplace that forcefully protects the rights of consumers, particularly those of modest means, strongly supports the Forced Arbitration Injustice Repeal Act (FAIR Act). The FAIR Act would end the unjust use of forced arbitration clauses in consumer and worker contracts. Congress should pass this bill.

September 4, 2019 | Filed under: Debt Collection

NACA Report: Advocates Mull the New and Old in Debt Collection: An Online Survey Snapshot: Consumer Attorneys Report on How Debt Collectors Treat Their Clients

July 24, 2019 | Filed under: Telephone Consumer Protection Act | Tagged with: Robocalls, TCPA

NACA joins organizational partners in comments to the Federal Communications Commission recommending robocall prevention policies for phone companies. Phone companies should be required to implement effective call-authentication technologies and policies and provide three levels of call blocking options. 

July 1, 2019 | Filed under: Other Areas of Interest | Tagged with: Overdraft Fees

NACA calls on the Consumer Financial Protection Bureau to keep the overdraft "opt-in" rule and implement further protections against overdraft fees.

July 1, 2019 | Filed under: Other Areas of Interest | Tagged with: Overdraft Fees

NACA joins with organizational partners commenting on the Consumer Financial Protection Bureau's review of the overdraft opt-in rule. The opt-in rule should be retained and further protections must be implemented.

May 15, 2019 | Filed under: Small Dollar Loans | Tagged with: CFPB, Payday Lending

NACA urges the Consumer Financial Protection Bureau not to rescind the ability to repay provision from its 2017 rule on payday loans and to implement the rule as written.

April 2, 2019 | Filed under: Forced Arbitration

NACA submits letter on behalf of organizations to U.S. Senate Judiciary Committee for hearing entitled “Arbitration in America.”

March 15, 2019 | Filed under: Other Areas of Interest | Tagged with: Data Privacy

NACA sent a letter in response to the U.S. Senate Banking Committee's effort to gather information on the looming issues on data privacy and protection facing all American consumers. Corporations’ voluntary data protection and privacy practices are insufficient to protect consumers from harm, provide very little to ensure accountability when harm occurs, and appear to lack tools to prevent future damage. It is also clear that consumers have little or no control over their personal data, including the use and security of their information. 

March 11, 2019 | Filed under: Forced Arbitration

NACA to U.S. House Financial Services Committee: Accountability in the financial marketplace is crucial, and we remain concerned over Wells Fargo's use of restrictive contract terms, known as forced arbitration clauses, that deny its customers of their right to go before a judge and jury when they are harmed by its misconduct. It is time to end this practice. 

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