Comment Letters

June 1, 2020 | Filed under: Other Areas of Interest | Tagged with: CFPB

In response to a Request for Information (RFI) by the Consumer Financial Protection Bureau on its newly formed Taskforce on Federal Consumer Law, NACA submitted these comments urging the Bureau to suspend the taskforce's activities. The sudden creation of the taskforce, its member makeup, the poor timing of the RFI, and more indicate that the taskforce is unneccessary and may be harmful to the CFPB's statutory mission.

June 1, 2020 | Filed under: Other Areas of Interest | Tagged with: CFPB

NACA joined 26 other consumer, community, and civil rights groups on a comment responding to the Consumer Financial Protection Bureau's Request for Information on its newly formed Taskforce on Federal Consumer Law. The taksforce's ideological makeup and the Bureau's repeated disregard of pro-consumer groups' views on many of the issues the taskforce is charged with overseeing call the taskforce's legitimacy into question.

May 22, 2020 | Filed under: Other Areas of Interest | Tagged with: CFPB, COVID-19

NACA joined organizational partners on a letter to the CFPB urging the agency to suspend all non-essential rulemaking and focus its resources on protecting consumers during the COVID-19 emergency.

May 12, 2020 | Filed under: Other Areas of Interest | Tagged with: civil justice

NACA urges Congress to reject proposals that would shield big businesses from being held accountable for misconduct. Providing legal immunity for corporations that harm people will not help hardworking Americans’ ability to cope with the COVID-19 health and economic crisis, it will hamper it.

May 11, 2020 | Filed under: Credit Reporting | Tagged with: COVID-19, Credit Reporting

NACA joined 26 other groups on a letter to Congress urging the inclusion of the Medical Debt Relief Act in the next COVID-19 relief package. If passed, the Act would prevent credit reporting agencies from including medical debts in collection on consumers' credit reports for one year.

May 6, 2020 | Filed under: Other Areas of Interest | Tagged with: Access to justice, COVID-19

NACA joined national consumer advocacy organizations in a letter to Congressional leaders asking them to reject any legislation that would use the COVID-19 crisis to override state laws and insulate unsafe businesses from liability.

April 30, 2020 | Filed under: Other Areas of Interest | Tagged with: CFPB, Credit Reporting, Debt Collection, mortgages

Consumer financial harms stemming from the COVID-19 pandemic will only worsen in communities across the country if the Consumer Financial Protection Bureau (CFPB) does not vigorously enforce the consumer protection laws under its jurisdiction, state leaders of the National Association of Consumer Advocates (NACA) warned today. 

In a  letter sent to CFPB Director Kathleen Kraninger, 42 NACA state chairs representing 34 states and Washington, DC, raised their concerns that CFPB’s activities so far, nearly two months since the presidential declaration of emergency, are insufficient to stem the serious financial troubles that threaten working families. 

April 29, 2020 | Filed under: Other Areas of Interest | Tagged with: Access to justice, COVID-19

NACA and 117 other groups sent a letter to congressional leaders opposing any legislation that would create immunity for businesses that operate in an unreasonably unsafe manner and expose workers and consumers to risk of COVID-19 infection.

April 21, 2020 | Filed under: Other Areas of Interest | Tagged with: COVID-19

NACA joins 41 consumer, labor, oversight, civil rights, and student advocacy groups on a letter to the Congressional Oversight Commission to urge the Commission to ensure that predatory for-profit colleges do not misuse or misappropriate CARES Act relief funds.

April 21, 2020 | Filed under: Debt Collection | Tagged with: COVID-19, garnishment, stimulus

NACA joins consumer groups and banking industry associations to urge Congress to clarify that individual stimulus payments are not subject to garnishment.

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