NACA joined other national consumer groups on a letter to the U.S. House Financial Services Committee in support of H.R. 2547, the "Comprehensive Debt Collection Improvement Act." The bill would enact crucial debt collection reforms including adjusting FDCPA statutory damages for inflation.
NACA and 18 non-profit advocacy organizations sent a letter to the DC Council in suport of the Debt Buying Limitation Amendment Act of 2019 in anticipation of a wave new debt collection activity after emergency COVID-19 protections expire.
"Disclosures that the Bureau is currently proposing, which are meant to make consumers aware of their rights concerning old, expired debt, are inadequate to combat the pervasive harms caused by collectors’ deceptive practices in this area."
NACA and 103 other small business, nonprofit, consumer, community, human rights, and civil rights organizations sent a letter to congressional leaders urging them to adopt debt collection protection provisions from HEROES Act in the next COVID-19 recovery package. The provisions are necessary to give consumers, small businesses, and non-profits a path towards financial recovery.
NACA joins consumer groups and banking industry associations to urge Congress to clarify that individual stimulus payments are not subject to garnishment.
NACA members in Ohio sent a letter to State Attorney General Dave Yost calling on his office to suspend collection of debts owed to the state, particularly student and medical debt, during the ongoing COVID-19 emergency.
NACA Ohio members sent a letter to Chief Justice Maureen O'Connor of the Ohio Supreme Court urging the immediate suspension of all non-emergency landlord-tenant hearings, debt collection hearings, and foreclosures.
NACA and 42 other consumer, civil and human rights, labor, community, housing, and legal services organizations call upon the Consumer Financial Protection Bureau to provide greater protections for consumers with limited English proficiency (LEP) in its proposed rule on debt collection practices. There are many misconceptions about debt collection laws that are heightened by language barriers, leaving LEP consumers vulnerable to harassment and exploitation. All comments submitted by or on behalf of NACA are available here.
NACA urges the Consumer Financial Protection Bureau to strengthen its proposed rule on debt collection practices. The proposal does not address existing serious problems within the debt collection market and could expose consumers to increased risk of abuse. All comments submitted by or on behalf of NACA are available here.
NACA and 38 other community, civil rights, consumer, and student advocacy organizations joined a comment to the Consumer Financial Protection Bureau urging the CFPB to strengthen its proposed rule on debt collection practices to better protect student loan borrowers. All comments submitted by or on behalf of NACA are available here.