Understanding the Metro 2 Reporting Format

Webinar Date: 
September 24, 2020
Focus Area: 
| Skill level: 

If you are litigating FCRA cases involving the Big Three nationwide CRAs (Equifax/Experian/TransUnion) or furnishers to those CRAs, you need to understand the Metro 2 Reporting format.  This is standardized format that furnishers use to report data to the Big Three.  This webinar will provide an overview of the format for FCRA practitioners at the Intermediate level.

What You Will Learn

  • What are the basics of the Metro 2 format,
  • What are the key fields in the format,
  • What is the legal significance of this manual for FCRA cases


Leonard Bennett has been a trial attorney and consumer advocate since 1994 in Newport News, VA. Mr. Bennett’s practice is focused on the representation of consumers.  He has litigated individual and class cases throughout the country, trying as many credit reporting cases to a jury as nearly anyone in the nation and has been approved as Class Counsel in numerous class action cases.

Chi Chi Wu is a staff attorney at NCLC focusing on consumer credit issues, including fair credit reporting, credit cards, tax-consumer issues, and medical debt. Chi Chi is lead author of Fair Credit Reporting Act and a contributing author to Collection Actions, Consumer Credit Regulation, and Truth in Lending.


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