Noemia Carhalho, Plaintiff v. Equifax Information Services, LLC; Experian Information Solutions, Inc.; Transunion LLC, Defendants; In the United States Court of Appeals for the Ninth Circuit, On Appeal From the United States District Court for the Norther

The Panel’s decision is contrary to the plain language of the FCRA and nullifies its requirement to filter out unverifiable information, the panel’s decision establishes a de facto technical accuracy standard, contrary to existing circuit precedent; and the Panel’s decision ignores the grave responsibilities that Congress Imposed on CRAs.