Jimenez V. Citibank, N. A., in the Supreme Court of Virginia, Record No. 101956

To ensure that borrowers are given the opportunity to bring disputes into the judicial system, the trial court should be reversed and Ms. JImenez allowed to prove her claims against…

Brief of Amici Curiae in Support of Linda Barr, Plaintif, in Linda Barr v. NCB Management Services, Inc. and HSBC Bank Nevada, N.A., in the Supreme Court of Appeals of West Virginia, Case 35709

The West Virginia Consumer Credit and Protection Act Provides Consumers with a cause of actuin against any person violating prohibited debt collection practices. Any ambiguity in the remedies provisions must…

AT&T Mobility LLC v. Vincent and Liza Concepcion; Supreme Court of the United States; Case No. 09-893; On Writ of Certiorari to the United States Court of Appeals for the Ninth Circuit

Aggregate action is often essential to secure relief for consumers and to hold businesses accountable for wrongdoing. Businesses have adopted class-action bans to prevent consumers from bringing legitimate claims.

Kilgore and Fuller, Plaintiffs, v. Keybank, National Association Key Education Resources, and Great Lakes Loan Services, Inc., Defendants; United States Court Of Appeals for the Ninth Circuit, Case: 09-16703

Plaintiff’s UCL Cause of Action does not conflict with or otherwise undermine national banks’ federally authorized lending power. Public policy considerations weigh in favor of a conclusion that the students’…

Noemia Carhalho, Plaintiff v. Equifax Information Services, LLC; Experian Information Solutions, Inc.; Transunion LLC, Defendants; In the United States Court of Appeals for the Ninth Circuit, On Appeal From the United States District Court for the Norther

The Panel’s decision is contrary to the plain language of the FCRA and nullifies its requirement to filter out unverifiable information, the panel’s decision establishes a de facto technical accuracy…

Robert A. Brown and Susana Brown et al., Plaintiffs v. Stewert Mortensen, Defendant; Supreme Court of California; Case No. B199793

The issues presented in this case implicate the interests of millions of American consumers whose sensitive personal information is regularly shared, often without their knowledge, among financial firms, insurance companies,…

JTH Tax, Inc. (dba Liberty Tax Service), Defendant v. The People of the State of California, Plaintiff; In the Court of Appeal in the State of California, Case no. A125474.

Liberty Tax Service violated the UCL and the FDCPA by misleading consumers into signing agreements with hidden provisions purporting to allow the cross-collection of debts.

Cash Advance and Preferred Cash Loans v. State of Colorado ex rel. John W. Suthers, Attorney General for the State of Colorado, and Laura E. Udis, Administrator, Uniform Consumer Credit Code

Payday lenders, one of the main players in the “fringe banking” industry, target vulnerable borrowers who cannot access traditional sources of credit and, rather than helping them handle a short-term…

Wilma L. Ruby v. Cashnet, Inc., d/b/a Cash Advance Centers, The Supreme Court of Virginia, Case No. 100287, March 22, 2010

Pursuant to Rule 5:30 of the Rules of the Virginia Supreme Court and with the approval of this Court, the National Association of Consumer Advocates (NACA) and the Virginia Poverty…