FCRA 101: Documents for Inaccuracy, ID Theft and Mixed File Cases

Are you new to the FCRA? Do you want to know how to set up your practice so that you can be ready to file your first FCRA claim?

This introductory presentation covers how to identify and gather key documents for building Fair Credit Reporting Act cases under §§1681e(b), 1681i, and 1681s-2(b). It will focus on obtaining records to help clients uncover the source(s) of inaccuracies, highlight useful dispute-supporting documents, and address common pitfalls and early red flags in potential cases.

What You Will Learn
• What is the difference between a “consumer report” (AKA “credit report”) and a file disclosure (and why it matters)
• What are the different types of consumer reports
• How to obtain copies of consumer reports and file disclosures
• What methods to avoid when obtaining “credit report” information
• What documents to use for due diligence (and as support in dispute letters)
• What are common “Red flags” that are almost always present in the early stages of screening a case

Speaker
Emily Connor Kennedy is a dedicated attorney at Consumer Litigation Associates, P.C. and a long-time member of NACA. Emily focuses on consumer protection laws and has experience in a variety of areas including the Fair Credit Reporting Act, mortgage protections such as RESPA and Regulation X, the Truth in Lending Act, the Electronic Fund Transfer Act, the Fair Debt Collection Practices Act, and state consumer protection statutes. Additionally, Emily has extensive expertise in consumer bankruptcy law. Throughout her career, Emily has shared her knowledge and expertise with audiences across the nation through presentations on consumer law and bankruptcy law matters. Emily loves the Virginia Poverty Law Center and is currently serving as the Immediate Past President of the VPLC Board of Directors. Emily lives in Richmond, Virginia with her wonderful spouse and her obscenely high-maintenance dog. If you ask, Emily will be happy to show you pictures and videos of her pet tarantulas.

Please note that all live NACA webinars are free to members. Higher level members and firm members can also access the recordings at no additional cost. Nonmembers who pay for the webinar are also able to access the recording at no additional cost.

Click here to watch the live webinar.