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What You Will Learn

  • How to take the legal vs. factual dispute dichotomy into consideration, learn how to handle discovery requests, draft motions, and determine damages in furnisher cases


Getting her start in the trenches as a legal aid attorney, Erika Heath has years of experience in seeking justice for employees and consumers against unfair practices. She has fought off debt collectors, obtained justice for wrongfully terminated employees, and untangled thorny credit reporting issues. She has a J.D. from Northeastern University.

Of Counsel to Gupta Wessler PLLC, is a nationally preeminent consumer law expert and appellate advocate whose string of victories in the federal courts of appeals has helped set the contours of current federal consumer protection law, particularly with respect to debt collection practices and credit reporting. For the past 30 years, Dick has limited his practice to handling federal appeals arising under federal consumer protection statutes. During this period of concentration on appellate advocacy, Dick has appeared before the court of appeals for almost every federal circuit.

Adam Thoresen is a senior staff attorney with the public interest law firm, Jacksonville Area Legal Aid, Inc. He has worked at JALA for over ten years, and his practice is currently focused on FCRA litigation related to landlord/tenant debts and other inaccuracies in tenant screening reports. Adam has litigated cases with all of the Big Three Consumer Reporting Agencies as well as specialty debt collectors whose focus is the collection of residential landlord/tenant debts. Adam handles cases on an individual and class basis under the FCRA, FDCPA, FCCPA, and other consumer protection statutes.