Loading Events

The credit reporting agencies (CRAs) are large, powerful, and loaded with money to pay lawyers to beat you. Summary Judgment is their most powerful tool. They seek not only to defeat your case, but to obtain favorable opinions that they can use for every case moving forward. Larry Smith and SmithMarco, P.C. have battled and defeated the CRAs for fifteen years. Learn how to prepare your cases for their inevitable attacks.

What You Will Learn

  • How to prepare your case from the beginning of representation for the inevitable summary judgment
  • How to obtain the evidence you will need to satisfy the damages requirement that is most often the reason that a case is dismissed
  • What evidence you will need to create questions of facts as to the negligent and/or willful conduct of the CRAs


Larry P. Smith is a consumer attorney, handling matters involving the FCRA, FDCPA, EFTA, and state consumer fraud/UDAP matters for more than nineteen years. He is the managing partner at SmithMarco, P.C., which he established in 2005. Larry has tried dozens of consumer rights cases to verdict in the state and federal courts of Illinois, Georgia, and Wisconsin and has arbitrated more than 700 cases. Additionally, he has amicably resolved over 4,000 consumer fraud, FCRA, and FDCPA cases via settlement.