Spotting FCRA Violations by Reviewing Your Client’s Credit Reports

he national credit bureaus maintain credit files for most consumers and issue credit reports to third parties based upon the contents of these files.  That information includes data about credit and collections accounts supposedly associated with a particular consumer, such as the balances over time, payment history, and credit usage.  Consumers have important rights and powerful remedies under the Fair Credit Reporting Act (FCRA) regarding the accuracy of the information published in their credit reports.

In this webinar, you will begin to learn how to spot certain common FCRA violations on your clients’ credit reports.  These skills can be applied beyond credit reports from the Big Three (Equifax, Experian, and TransUnion) to other types of “consumer reports” issued by the many specialty consumer reporting agencies relating to a variety of industries such as tenant screening, employment background checks, insurance, banking, and more. This webinar is geared to beginners, no prior experience is needed.

What You Will Learn

• What are the common causes of credit report inaccuracies
• Where to look for inaccuracies on a credit report
• What is the importance of pursuing claims based only upon objective inaccuracies (as opposed to claims embodying a legal dispute)

Speaker

As founder of the Law Office of Adam G. Singer, PLLC, Adam has focused his practice on helping consumers enforce their Fair Credit rights.  Most frequently, Adam’s cases involve the defamatory fallout from negative credit reporting that arises from identity theft or mixed files.   Adam earned a B.A., summa cum laude at Washington University and a J.D., cum laude at the University of Pennsylvania Law School.  Adam began his legal career as a law clerk to the Hon. Sidney H. Stein, U.S.D.J. in the S.D.N.Y. and as an associate at the law firms of Skadden Arps and Akin Gump before starting his own consumer practice.