Will Salley, Jr. v. Option One Mortgage Corp.; CIT Group; John Doe Trustee, John Doe Trust and John Doe’s #’s 1-100; Supreme Court of Pennsylvania, Eastern District

This brief states that predatory lending is a public policy crisis, which is perpetuated by mandatory arbitration clauses that contain the kind of provisions found in this case. Further, that mandatory arbitration clauses such as Option One’s are a central part of a predatory lender’s strategy to avoid scrutiny of its practices. This brief was written by Michael D. Donovan, and is co-signed by NACA, the National Consumer Law Center, Community Legal Services, and AARP.