In June 2022, the Federal Trade Commission (FTC) released an expansive new proposed rule aimed at reining in unfair and deceptive practices in the consumer auto marketplace including misleading advertising, yo-yo financing, mandatory add-ons, and more. Consumers and advocates now have until September 12, 2022 to submit their stories and comments to urge the FTC to write the strongest possible final rule.
Share your car buying experience
Have you ever been ripped off or deceived by a car dealer? Telling your story can help make the auto market safer for all consumers. Share your experience here. Or submit a comment via regulations.gov.
Our Response to the Proposed Rule
- NACA Attorneys Make Views Known on FTC’s Auto Dealer Rule (September 12, 2022)
- 110 Public Interest Groups Respond to FTC’s Auto Dealer Rule (September 12, 2022)
- NACA and Partners Submit Comments on FTC’s Auto Dealer Rule (September 12, 2022)
- Comment of Former NACA Board Member Mark Steinbach (September 12, 2022)
Rulemaking Resources – What’s in the Proposed Rule?
- Separating Fact from Fiction: The FTC’s Proposed Auto Dealer Rule (September 27, 2022)
- In Brief: FTC’s Proposed Rule and Our Recommendations (August 22, 2022)
- The FTC’s Proposed Auto Dealer Rule (Part 4): Monthly Payments (August 22, 2022)
- The FTC’s Proposed Auto Dealer Rule (Part 3): Advertisements and Pricing (August 16, 2022)
- The FTC’s Proposed Auto Dealer Rule (Part 2): Add-On Products (August 4, 2022)
- The FTC’s Proposed Auto Dealer Rule (Part 1): Yo-Yo Financing (July 27, 2022)
- Consumers and Advocates Can Now Weigh In on FTC’s Proposed Regulations for Auto Dealers (July 13, 2022)
- Webinar: What’s in Store in Federal Regulator’s Proposed Auto Fraud Regulation (July 13, 2022)
Additional Reading
- Car Dealers Are Past Due for Some Accountability (August 3, 2022)
- NACA, Consumer Groups’ Petition, Request for Rulemaking Concerning the Finality of a Car Purchase (Spot Delivery and Yo-Yo Financing) (April 24, 2022)
- Vehicle Defects, Deception and Fraud in Financing are Dominant Areas of Consumer Harm in Auto Sales: Consumer Attorney Survey (January 14, 2021)
- FTC Announces Staff Reports on Car Buying and Financing Experience, Results of Auto Buyers Study (July 30, 2020)
Previous FTC Auto Actions
- FTC Takes Action Against Multistate Auto Dealer Napleton for Sneaking Illegal Junk Fees onto Bills and Discriminating Against Black Consumers (April 1, 2022)
- Action Against Tate’s Auto Center (last updated July 27, 2021)
- Action Against Bronx Honda (last updated May 27, 2020)
- FTC Returns More Than $3.5 Million to Consumers Subjected to Deceptive and Unfair Sales and Financing Tactics by Los Angeles-Area’s Sage Auto Group (December 6, 2018)
- FTC, Multiple Law Enforcement Partners Announce Crackdown on Deception, Fraud in Auto Sales, Financing and Leasing (March 26, 2015)
