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Debt collectors can DM, email and text you about unpaid bills.

Here’s what you need to know.“’I think it’s a Pandora’s Box that can lead to more harassment, or just allowing [debt collectors] to be more invasive into a person’s life to collect than is perhaps needed,’ agreed Christine Hines, legislative director of the National Association of Consumer Advocates. ‘There’s the bare minimum here in terms of safeguards,’ she told MarketWatch.”