Blog

November 6, 2013 - 8:31pm | Filed under: Debt Collection

A pair of bills amending the Fair Debt Collection Practices Act have hit the House Financial Services Committee, chaired by Rep. Jeb Hensarling of Texas. The first, introduced by Rep. Ed. Perlmutter (D-CO7), attempts...

July 23, 2013 - 6:45pm | Filed under: Debt Collection

I predict that 2013 will be viewed by consumer advocates as a game-change year for consumers with large, unpaid personal debts and facing oppressive debt collection lawsuits and calls from debt collectors.  That’s because on July 10, 2013, the Consumer Finance Protection Bureau (...

June 20, 2013 - 3:26pm | Filed under: Debt Collection

Many people suffer unnecessarily for years with incredible loads of debt, which can be enforced and collected by a court judgment. Not only should people not bear such a burden for many years, but long delays by the consumer can limit helpful options. This posting will explain what delays are a...

June 18, 2013 - 4:31pm | Filed under: Debt Collection

Can debt collectors require consumers who wish to dispute a debt to provide the debt collector a written dispute so that consumers who dispute verbally cannot enforce their rights?  The answer might depend upon where the consumer files their lawsuit.

In Hooks v. Forman, Holt,

...
April 16, 2013 - 6:38pm | Filed under: Debt Collection

“Help! I’ve Been Sued For My Credit Card Debt!”

I suspect that, other than the news that a loved one has been hurt or injured, there aren't many things more frightening to most people than being served a Summons & Complaint in a lawsuit.

You...

April 12, 2013 - 1:10pm | Filed under: Debt Collection

I had the pleasure of attending the Loyola Consumer Law Review’s symposium, Debt Collection in the Modern Economy, interestingly featuring advocates from both sides of consumer law. Representing consumer advocates were Dan Edelman, Rand Bragg, and NACA Executive Director Ira Rheingold,...

May 4, 2012 - 6:29pm | Filed under: Debt Collection

The debt collection sector has a long history of abusive and deceptive practices against consumers, but harassing hospital patients waiting in an emergency room or recovering from surgery - this is a new low even for the most abusive debt collectors. The Minnesota Attorney General Lori Swanson...

March 2, 2012 - 7:38pm | Filed under: Debt Collection

In Washington, D.C., the spin machine is always working.  As a result, on some sides of advocacy issues and public policy debates, one’s relationship with the truth can be a tenuous, easily misplaced or overlooked thing on the way to achieving policy goals.  To be successful in...

June 14, 2011 - 12:31pm | Filed under: Debt Collection

Let's say you've just come home from a long day at work. Dinner's in the oven and you're working through a particularly difficult math problem with one of your children. Life's just chugging along, the way it should be.

May 31, 2011 - 5:03pm | Filed under: Debt Collection

A debt collector cannot tell family, friends, neighbors, or co-workers about your debt or that they are trying to collect a debt from you.