If you are litigating FCRA cases involving the Big Three nationwide CRAs (Equifax/Experian/TransUnion) or furnishers to those CRAs, you need to understand the Metro 2 Reporting format. This is standardized format that furnishers use to report data to the Big Three. This webinar will provide an overview of the format for FCRA practitioners at the Intermediate level.
Spotting and Investigating the Legal Issue
If you are suing debt buyers under the FDCPA, you need to understand the recent Circuit Court of Appeals decisions on whether these entities are debt collectors. Debt buyers are pushing the “passive” debt buyer argument through our courts to further restrict the FDCPA’s application and chip away at its already limited coverage. This webinar will prepare you for facing the “passive” debt buyer issue in your FDCPA cases involving debt buyers. This webinar is geared to intermediate practitioners.
This webinar will examine a case study of New Residential (NRZ) to provide a current example of how the new sub-servicing model in the mortgage market makes things even worse for consumers. New Residential Investment Corp is a leading provider of capital and services to the mortgage and financial services industries. Learn why this system continues to harass homeowners and their attorneys with what Max calls "a terminal illness with the entire mortgage servicing system." The webinar is geared to advanced practitioners of mortgage servicing cases.
TransUnion reported in June that pandemic related unemployment has led to three million auto loans being in default/deferment. NCLC has identified just five states that have pandemic moratoriums that prohibit repossessions until existing emergency orders are lifted. Although most car lenders have suspended repossessions during the pandemic, as time wears on corporate patience wears thin, waves of repossessions will inevitably follow, and without legal help people many will end up with the short end of the stick.
Non-Members: Only available to members
Nonmember: Only available to members
Scammers are taking advantage of fears and using the headlines surrounding the coronavirus to try to steal consumers’ money and personal information. Join us for a briefing on the latest scams and consumer issues during the pandemic. FTC staff will share information on false health claims, robocalls, stimulus check scams, debt and credit scams, and other concerns that you can share with your community and the clients you serve.
Many senior reverse mortgage borrowers and surviving spouses are facing foreclosure on reverse mortgage loans that were intended to provide greater stability to be able to age in place. Some reverse mortgage borrowers are at risk of foreclosure due to alleged default on property taxes and insurance, and they have difficulty accessing loss mitigation options.
Besides purchasing a home, buying a car is the biggest consumer purchase that most individuals will make in their lifetime. Today, there are there are more than 260 million registered vehicles in the United States alone. This number is only growing. The automotive industry is ripe with fraud and pitfalls for unwary consumers. Fortunately, there are several federal and state statutes that serve as tools for consumer attorneys to help rectify the wrongs in the industry and advocate for their consumers.