Amicus Brief in Support of Plaintiffs-Appellees in Blanca Torres vs. Propel Financial Services, LLC
This brief supports the Appellant's positions on its claims under the Fair Business Practices Act and request that the Court reverse the Georgia Court of Appeals’ determination that contractual language may defeat a FBPA claim as a matter of law.
Payday lenders, one of the main players in the “fringe banking” industry, target vulnerable borrowers who cannot access traditional sources of credit and, rather than helping them handle a short-term crisis, actually exacerbate their financial distress. The relationships that Cash Advance and Preferred Cash Loans claim to have with various tribal entities should be scrutinized to ensure it is not merely the most recent version of decades-old ruses to avoid regulation by State laws.
Pursuant to Rule 5:30 of the Rules of the Virginia Supreme Court and with the approval of this Court, the National Association of Consumer Advocates (NACA) and the Virginia Poverty Law Center (VPLC) as amici curiae support the Petition for Appeal by Wilma L. Ruby (Ms. Ruby). Amici requests that the Supreme Court of Virginia grant Ms. Ruby an appeal of the final Order of the Circuit Court of the County of Shenandoah dated December 22, 2009, regarding her claims against Cashnet, Inc., (Cashnet).
Liberty Tax Service violated the UCL and the FDCPA by misleading consumers into signing agreements with hidden provisions purporting to allow the cross-collection of debts.