Many senior reverse mortgage borrowers and surviving spouses are facing foreclosure on reverse mortgage loans that were intended to provide greater stability to be able to age in place. Some reverse mortgage borrowers are at risk of foreclosure due to alleged default on property taxes and insurance, and they have difficulty accessing loss mitigation options.
Spotting and Investigating the Legal Issue
Besides purchasing a home, buying a car is the biggest consumer purchase that most individuals will make in their lifetime. Today, there are there are more than 260 million registered vehicles in the United States alone. This number is only growing. The automotive industry is ripe with fraud and pitfalls for unwary consumers. Fortunately, there are several federal and state statutes that serve as tools for consumer attorneys to help rectify the wrongs in the industry and advocate for their consumers.
This webinar should be of interest to anyone interested in expanding his or her consumer protection practice by helping a growing and vulnerable population: tenants. We will explore common tenant violations, including illegal charges, dangerous conditions, illegal lock outs, and retaliatory evictions. We will also examine the laws that apply, including common law, state and local landlord tenant statutes, and applicable consumer protection laws. Finally, we will examine how to evaluate and maximize damages
More and more people are having a hard time making ends meet. They are compensating for this by borrowing relatively small amounts of money from unscrupulous lenders charging high-interest rates. When the consumer defaults, these unscrupulous lenders charge exorbitant “add on” expenses when they sue to recover. The little guy needs help. If you are an attorney who practices in the area of consumer law, you probably like to help the small consumer.
• Managing Federal Student Loans in Changing Times
• How and When to Discharge Private Student Loans in Bankruptcy
• How to become a successful Student Loan Lawyer
• Presenting Winning Defenses in Private Student Loan Collections Actions
Debt collectors often run into evidentiary problems with proving applicable contracts for breach of contract claims arising from credit card debts. In 2014, the Consumer Financial Protection Bureau (CFPB) ordered Midland et. al and PRA to stop filing breach of contract claims unless they had proof of the cardholder agreement at the time of filing the collection action. It would appear that in order to avoid those problems, debt collectors turned to the claim of account stated.