Join staff members from the Federal Trade Commission (FTC) as they share research and resources about the top consumer protection issues facing older consumers. The webinar will include new analyses of the reports received from older adults and provide insights that advocates can use to develop their own strategies for helping older consumers in their communities. The webinar will also include information about fraud prevention messages designed for older consumers as well as resources to help consumers after they have been scammed.
Spotting and Investigating the Legal Issue
When defending a debt defense case, it’s important to be aware of the unique challenges that arise in cases dealing with third party debt creditors vs. first party creditors and to tailor the defense accordingly. Learn effective pre-trial negotiations tactics and trial strategies to defend
clients against first and third party creditors.
What You Will Learn
Bankruptcy is a confusing, rule driven area of law. It’s also an area most civil litigators know little about. In this webinar, we will discuss ways to protect yourself and your client when a bankruptcy is threatened, or even when a bankruptcy stops your case short. You’ll learn what to do to preserve your clients’ claims and your attorney’s fees, as well as how to navigate unfamiliar waters confidently when your practice intersects with bankruptcy law.
What You Will Learn
Many consumers feel growing concern about their privacy. As news stories on data breaches emerge almost weekly, consumers are anxious about which of their information is out there and who can see it. An increasing number of consumers closely monitor their credit report to find out who is looking at their credit. This webinar will teach lawyers to identify when access to a consumer’s credit report is permissible and when such access gives rise to claims under the Fair Credit Reporting Act (FCRA).
The Real Estate Settlement Procedures Act (RESPA) is one of the most effective tools that any consumer practitioner can use when dealing with mortgage servicers. The Request for Information (RFI) and Notice of Error (NOE) process can serve as a vital discovery tool, a sword to attack a mortgage servicer when errors are made.
Interacting with the web of private student loan debt holders and debt collectors continues to be a developing part of practice for consumer attorneys. To litigate this area of law, one needs to keep up to date with the latest news in defending claims by the National Collegiate Student Loan Trust (NCSLT), Transworld Systems, and AES.
As of September 2016, more than 75 percent of Americans lived paycheck to paycheck. Many turn to online lending to cover unexpected costs. Pew Charitable Trusts found that online payday loans are “designed to promote renewals and long-term indebtedness,” and that these loans often “result in unauthorized withdrawals, disclosure of personal information, and threats against borrowers.”
- The Da Vinci Code—How to Read and Understand Mortgage Life of Loan Histories using Black Knight’s LoanSphere Magnified MSP
- Reg X Claims: The Unqualified Written Request
- RESPA 101: Drafting Effective Requests for Information and Notices of Error
Why These Videos Are Helpful
Are you interested in litigating Real Estate Settlement Procedures Act (RESPA) cases, as implemented through Regulation X?
Credit Reporting Agencies (CRAs) and furnishers rely on three main defenses in FCRA cases: accuracy, damages, and willfulness. Accuracy is the most dangerous defense. When CRAs or furnishers take the position that the reporting was accurate, there can be serious and costly consequences for a consumer’s claim and hopes of settlement.
The guidelines that courts use to calculate the actual damages, punitive damages, and attorneys’ fees allowed for bankruptcy stay and discharge violations are constantly evolving. The webinar will highlight new trends in the law and share the newest court decisions and verdicts regarding damage awards. The webinar will also address whether the automatic stay ends on the date of discharge or continues thereafter for actions that relate back to events during the bankruptcy.