With the right storytelling and common law theories, you can maximize actual and punitive damages under the Fair Debt Collection Practices Act (FDCPA). Use of recent trial verdicts and arbitration awards can strengthen your case as well.
Spotting and Investigating the Legal Issue
Foreclosures arise for many reasons. Sometimes loan modification agreements are broken, other times servicers are not reviewing people properly or using dual tracking within a case. In more than half of the country, lenders do not have to go to court in order to foreclose on a home. Since homeowners cannot defend themselves against this foreclosure, they need to file a lawsuit to temporarily stop the foreclosure.
As the economy improves, consumers are looking for new investment opportunities. Companies are using new methods to attract investors, such as crowdfunding. Unfortunately, this renewed investor landscape also means an increase in unscrupulous investment schemes. This presentation provides a very basic overview of how state and federal securities laws protect investors who have been deceived or treated unfairly by business entities.
Credit insurance is often included in automobile sales, finance company loans, and other installment transactions. These high-profit products are routinely included regardless of whether the customer wants or needs them. If your practice includes litigating new or used automobile sales or other installment purchases, you will learn the implications of finding common types of credit insurance, including credit life, credit disability, and GAP coverage. Topics to be covered include underwriting issues, premium limits, premium rebates, and filing claims.
The Fair Credit Reporting Act (FCRA) represents a growing trend in consumer class action litigation. The law’s strict requirements, the availability of statutory damages for willful violations, and the ability to certify nationwide classes all present consumer lawyers with valuable opportunities to pursue relief on a class-wide basis in appropriate cases. With the Supreme Court’s recent decision in Spokeo, Inc. v.
The used automobile sales industry is well known for its consumer protection abuses. However, because used car consumer cases often do not involve financially stable dealerships or claims against manufacturers, many consumer attorneys shy away from them. If you pick the right cases, you can build a viable auto fraud practice dealing with used car cases. This introductory presentation is geared to consumer attorneys who have incorporated or are considering incorporating used auto claims into their practice.
Join this webinar to get practical information to help clients who have experienced unauthorized charges on their credit card, debit card, or bank accounts as well as their telephone bills or app store accounts. The FTC has sued operators of a variety of schemes that defrauded consumers with unauthorized charges and will share information about the current hot scams.
All attorneys working on mortgage related issues for post-bankruptcy clients need to know how the bankruptcy schedules, the statement of intent, and other matters in the bankruptcy process impact the rights of the Debtor post-discharge. Furthermore, attorneys working on discharge cases need to understand the relationship between the bankruptcy filing and the Fair Credit Reporting Act (FCRA).
This webinar is geared to an intermediate and advanced level audience, who already have a basic knowledge of bankruptcy and FCRA.
Evidence handling is crucial to efficiently and effectively winning your FDCPA/TCPA cases. You can win these cases if you approach evidence gathering and preservation early—long before a case is ever filed—and then leverage it to overwhelm a short-sighted defendant. Every practitioner interested in improving his/her evidence-handling strategies ought to attend this important webinar.
Defendants have filed a flurry of motions to dismiss TCPA cases or defeat class certification based on Spokeo. With the right strategies and an understanding of how courts have been ruling in these cases, you can successfully fight these motions and get your cases heard. This webinar is geared to TCPA practitioners who are seeking a post-Spokeo plan.